FlowMint monitors your loan portfolio across European P2P platforms, flags risk before it surfaces, and reports what matters — continuously, without human overhead.
P2P lending platforms in Europe manage over €10 billion in loans. Yet almost every one of them runs the same way: a team of ops people manually reviewing portfolios, periodically checking loan performance, and sending investors a weekly email with stale data.
This is 2024 thinking applied to a 2026 market. The platforms Henrijs Jansons built a decade ago were built for humans. The next generation is built for agents.
Tracks loan performance across Mintos, Lendermarket, EstateGuru, and others — 24/7, not just when someone opens a dashboard.
Predictive alerts on late payments, deteriorating collateral, and platform-level issues before they become defaults.
Weekly portfolio summaries, performance attribution, and rebalancing recommendations — delivered without a finance team.
One AI agent manages one investor or one thousand. No incremental headcount for every €10M in assets under management.
P2P lending platforms were built in an era when automation meant a nightly batch job and a weekly email. FlowMint is built for the era of autonomous agents — systems that work while you sleep, flag what matters, and act on your behalf. We are replacing the 40-person ops team with one AI agent. That is the only math that matters in 2026.